Skip to content

Annual health check-up for employees over 40: what the law says and how to run it.

A plain guide for HR and EHS teams, and for the clinics that run their checkups: who the rule covers, when the check-up is due, what to record, and how to get it done.

A summary, not legal advice

Request a free trialFor clinics and providers
Talk to our teamFor employers
  • Once a yearWorkers 40+
  • No costEmployer pays
  • Doctor-signedCertificate given

How we got here, in dates.

The rules arrived in steps, and states are still finishing theirs. These are the dates that decide your first season.

  1. 21 Nov 2025

    The OSH Code comes into force

    The Occupational Safety, Health and Working Conditions Code, 2020 replaces 13 older labour laws, including the Factories Act, 1948.

  2. Jan 2026

    Karnataka publishes draft rules

    An annual check-up for workers aged 40 and above, within 120 days of the start of the year.

  3. Feb – May 2026

    ESIC starts free check-ups for insured workers over 40

    Camps from February. Sources differ on the date it went nationwide.

  4. 6 May 2026

    Maharashtra publishes draft rules

    Workers aged 40 and above, within 120 days of 1 January, with the report within 15 days of the examination.

  5. 8 May 2026

    The central rules are notified

    OSH (Central) Rules, 2026 (G.S.R. 345(E)). Rule 5 covers dock work and building or other construction work. Factories were in the draft and left out of the final rules.

  6. 31 Oct 2026

    The Centre's target for every state's rules

    A target, not a legal deadline. Trackers disagree on which states have final rules, so check your state's official Gazette.

  7. 1 Jan – 30 Apr 2027

    The first window, if the drafts are kept

    120 days from 1 January. Large sites need several camp days, so book them in December.

Does it apply to you?

It depends on who regulates the workplace: the Centre or your state.

  • Central rules

    Dock work, building and construction

    Rule 5 of the OSH (Central) Rules, 2026: a free check-up for every employee who has completed 40 years, by a qualified medical practitioner, recorded on Form VIII.

  • Their own rules

    Mines

    Mines have their own initial and periodic medical examinations under the central rules, separate from Rule 5.

  • State rules

    Factories and most other workplaces

    Your state's OSH rules decide the age, the window and the form. Many go wider than the central rule.

What some states say, as reported

GujaratStatus: Final rules, June 2025Age: 45 and aboveWhen: Within 120 days of the start of the yearAlso: Certificate in Form 5
MaharashtraStatus: Draft, May 2026Age: 40 and aboveWhen: Within 120 days of 1 JanuaryAlso: Report within 15 days of the examination
KarnatakaStatus: Draft, January 2026Age: 40 and aboveWhen: Within 120 days of the start of the yearAlso: Factories, construction, plantations and more

Drafts can change before they are final. Check the version in your state's Gazette before you plan.

What the examination covers, and what to keep.

Form VIII under the central rules has two parts. The worker fills Part A; the doctor fills Part B, then signs and seals it.

Tests listed in Form VIII

  • Height, weight, chest and waist
  • Body mass index
  • Vision and colour vision
  • Blood pressure and SpO2
  • Complete blood count
  • Fasting and post-meal blood sugar
  • Kidney: urea and creatinine
  • Liver: bilirubin, SGOT, SGPT
  • Lipid profile and TSH
  • Chest X-ray (PA view)
  • ECG

State forms may list different tests. The doctor decides what else the worker's job needs.

Records to keep

  • A certificate for bothOne for the employer and one for the employee.
  • A copy on the establishment's recordThe one an inspector-cum-facilitator will ask to see.
  • The worker's job and hazardsPart A records the job and its physical, chemical, biological and ergonomic hazards.
  • No charge to the workerThe employer pays in full. Nothing is deducted from wages.

Why not just send staff to ESIC?

You can. The central rules let employers use ESIC for the examination, and ESIC runs free annual check-ups for insured workers aged 40 and above. It works well for some companies and leaves gaps for others. Many use both.

ESIC

  • Free for insured persons
  • At ESIC hospitals, dispensaries and camps
  • Workers go to ESIC's facility or camp

An on-site camp by your provider

  • Covers every worker, insured by ESIC or not
  • Held at your site, planned around shifts
  • Your company keeps the certificates and history in its own portal

Running the over-40 season as a provider.

Four months, every client at once. It is the same camp, repeated, so set it up once.

  • Set up the check-up once

    Pick the annual checkup type, the forms and lab reports it needs, and the client's report layout. Missing your state's form? Ask for it — we'll build it for you.

  • Import each company's employee list

    From Excel. Put each site's camp on the company's calendar.

  • Examine, review and sign

    Staff record on tablets or laptops. Doctors see last year's results beside today's, decide and sign.

  • Deliver and bill

    Locked, branded reports in each company's free portal, and the bill made from the finished checkups.

Packs or the yearly plan?

  • Checkup packs₹9.80 a checkup

    250, 500 or 1,000 checkups, valid 12 months. Good for a first season.

  • Yearly camps plan₹14,999 a year

    1,800 checkups included (₹8.33 each). Cheaper than packs from about 1,500 checkups a year.

Prices exclude 18% GST. Practice camps are free.

Before 1 January: a checklist for employers.

  1. Find out who regulates each site

    The central rules for dock and construction work; your state's rules for factories and most others.

  2. Count who is due

    Workers at each site who meet the age your rules set: 40 in most, 45 in Gujarat.

  3. Choose how

    ESIC, an on-site camp by your provider, your own occupational health centres (OHCs), or a mix.

  4. Book the dates

    Inside the window your state sets. Large sites need several camp days.

  5. Agree the record

    Which form, who keeps the certificate, and where each worker's history lives when you change provider.

How your company sees the results

Questions about the over-40 check-up

Is the annual health check-up mandatory for all employees over 40?

Not everywhere. The central rules make it mandatory in dock work and building or other construction work. For factories and most other workplaces, your state's OSH rules decide, and several states include factories. Check your state's final rules.

Who pays for the over-40 check-up?

The employer, in full. The examination is free for the employee and is not deducted from wages.

When must the check-up be done?

Once a year. Maharashtra's and Karnataka's draft rules ask for it within 120 days of the start of the calendar year, from 1 January to 30 April. Gujarat's final rules use the same 120 days.

Which form records the over-40 check-up?

Under the central rules, Form VIII, with one certificate for the employer and one for the employee. States can set their own form: Gujarat's rules use Form 5.

Can we use ESIC instead of a private provider?

Yes. The central rules let employers use ESIC, and ESIC runs free annual check-ups for insured workers aged 40 and above. Workers who are not insured by ESIC still need another arrangement.

What tests are in the over-40 check-up?

Form VIII lists height, weight, BMI, vision and colour vision, blood pressure, SpO2, blood count, blood sugar, kidney and liver tests, lipid profile, TSH, a chest X-ray and an ECG. State forms can differ.

See all questions

Get ready for the January–April window.

For clinics and providers

Run every client's over-40 camp on one system.

Request a free trial

14 days free · No card · Pay per checkup

For employers

Want every site's results in one place?

Talk to our team